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City Of Albuquerque > Employee Services > City Employee Benefits > Home  


City of Albuquerque Employee Benefits

(505) 768-3758


The Insurance & Benefits Division of the Human Resources Department, is solely responsible for the procurement, implementation, and administration of all group benefit plans for City of Albuquerque employees and their dependents.

The City offers regular, full-time and part-time employees the option of participating in a variety of group insurance plans.

The City is committed to providing employees one of the most comprehensive and reasonably priced benefit packages available in New Mexico. We hope that you will find the coverage offered provides you with the choices and options necessary to keep you and your family healthy and well.

For Benefit Information view the following link City of Albuquerque Employee Benefits


Who is eligible for coverage?


The City offers regular, full-time and part-time employees the option of participating in a variety of group health, dental and vision insurance plans.  Coverage options include:

  • employee only
  • couple (spouse or domestic partner)
  • single parent
  • family
    • Dependent children are eligible until their 26th birthday regardless of their student status.
    • The City contributes a large portion of the premium regardless of the plan or option selected.
    • Employee contributions are made on a pre-tax basis biweekly.
    • Coverage can begin immediately upon employment depending on completing paperwork timely.



  • Medical Insurance (Presbyterian)
  • Dental Insurance (Delta Dental)
  • Vision Insurance (VSP)
  • Basic Life Insurance (The Hartford)

Other Insurance Options Available to Regular Employees are

  • Auto and Home (Travlers)

  • Legal (ARAG)

  • Long Term Care (John Hancock)

  • Long Term Disability (The Hartford)

  • Short Term Disability (The Hartford)

  • Term Life (The Hartford)


Additional Benefits


Flexible Spending Accounts (FSA)

The City encourages participation in Medical FSA, Dependent Care FSA and Parking/Transit by paying the monthly participation fee. These separate accounts allow employees to pay for qualified expenses with tax-free dollars.



There are no secrets to a successful retirement. It is the result of your preparation today. A condition of employment with the City of Albuquerque, in most instances, is to participate in the Public Employee’s Retirement Association, also known as PERA. Seasonal employees, students and retirees from the Educational Retirement Board do not qualify to participate in PERA.

The City of Albuquerque contributes a percentage of salary to PERA on behalf of the Employer, pursuant to State law. Employees also contribute a percentage of salary to PERA  into their own account. However, a benefit of working for the City of Albuquerque is that the City contributes a large portion of the employee’s contribution (up to 75% of the employee’s contribution). Contact the Insurance & Benefits Office for further information on contribution rates.

Early Retirement

Employees may be eligible to retire early by using their sick leave and vacation just prior to their PERA retirement dates.

Every other month the Insurance & Benefits Division of Human Resources holds a half-day Retirement Seminar for employees considering retirement within the next three years. Presenters include representatives from:

  • PERA
  • NM Retiree Health Care Authority
  • Deferred Compensation Vendors
  • Insurance & Benefits Division of HR

Deferred Compensation

Additional savings for retirement is available under Section 457 of the Internal Revenue Code. Employees determine the biweekly contribution that is deducted before Federal Tax withholding is calculated. Contributions may be used to purchase qualified service credit with PERA. Many investment options are available with three vendors:

  • ICMA
  • Nationwide


The City, in partnership with Presbyterian Health Plan, is committed to focusing on your health by offering a comprehensive wellness program for all City employees and their dependents. Programs include weight loss, smoking cesation, screenings, flu shots and resources to learn more about keeping your family healthy.



Last modified at 11/23/2015 10:20 AM  by System Account 
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